The success of a long-term financial strategy is built upon doing the
“right things”, in the “right order”, at the “right time” in your life.
Are emerging professionals, young entrepreneurs, or business owners.
Are individuals or those with young families.
Want to refine or establish a financial foundation for the future.
Want to set realistic targets with current lifestyle in mind.
In the Foundation Program, we build upon and refine the strategies you already have:
• We provide a second opinion.
• We set realistic targets with your current lifestyle in mind.
• We construct a safety net for your future.
• We build plans for your short-term goals as well as for your retirement.
OR, we help create a framework as you take the first steps on your financial journey:
• We help you establish good financial habits.
• We focus on building your portfolio.
• We construct a safety net for your future.
Whether you are looking for refinement of your current plan, or you’re ready to take charge of your finances, the Foundation Program helps establish your wealth in an organized, strategic manner.
The Foundation Program is also available to younger family members of existing clients. Clients in the Foundation Program are characterized by investable asset values of up to $250,000.
We are paid a fee by the financial institution for the administration of your assets. This fee also pays the costs of our planning and advice.
This program is designed for clients who have the fundamentals in place.
They have been regular contributors to an investment plan and want to see their wealth grow. Typically they have prior experience working with an advisor or broker. They have a proven track record in their career or business.
Clients in the Momentum Program are busy people who lead full lives. Success has given them the opportunity to make lifestyle choices. They are seeking balances between career and leisure, and between saving for the future and enjoying the present.
Specifically:
- We begin by organizing your information.
- We evaluate your safety net.
- We review your portfolio.
- We then focus on goal setting and projections as determined by your dreams and expectations.
- We develop and implement your Financial Plan
- We establish how we will work together. This includes what type of reports suit you, and the frequency of our meetings, e-mails and updates.
Clients in the Momentum Program are characterized by investable asset values of between $250,000 and $1,000,000.
Though we can be paid a fee by the financial institution for the administration of your assets and for our planning and advice, we move toward a fee for service model in the Momentum Program.
The fee-based model allows us to manage a wider range of financial services for our clients that may involve reports and consultation with other money managers, lawyers and accountants.
Our clients at this level have established their wealth.
They are looking to protect their capital, but also to participate in investment opportunities in a tax efficient and prudent manner.
Along with protection of capital, clients in the Legacy Program are seeking to maintain the lifestyle that they have achieved through their hard work. Tax efficient inter-generational wealth transfer is a priority. Our Legacy Program clients are seeking to develop a high trust, long-term relationship.
Specifically:
- We begin by organizing your information.
- We review your portfolio to ensure a protective, tax efficient strategy.
- We then focus on goal setting and projections for a comfortable retirement.
- We evaluate strategies for Intergenerational Wealth Transfer.
- We develop and implement your Financial Plan, Retirement and Estate Plan.
- We establish how we will work together. This includes what type of reports suit you, the frequency of our meetings and the details of our e-mails and updates.
Clients in Legacy Program have investable assets in excess of $1,000,000 and are usually retired or nearing retirement. We provide administration and advice based on fee for service. Our fee is determined by the particular assets under administration and by the complexity of your affairs.